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Even though many student athletes at the NCAA division I and II level receive athletic scholarships, such scholarships are often not enough to cover the entire cost of tuition, room and board. Virtually all universities and colleges have a financial aid department in charge of facilitating student loans for those who need it and want it.

As a prospective student athlete, you are allowed to ask your recruiter to help you in obtaining educational loans. However, the arrangement of educational loans by an institution for a prospective student athlete is permitted only if the loan is not made before the completion of…

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